Direct Subsidized Loans and Direct Unsubsidized Loans are federal student loans offered by the U.S. Department of Education (ED) to help eligible students cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school.

Both Direct Subsidized Loans and Direct Unsubsidized Loans are low-interest federal student loans that can help you pay for the costs of college or career school. But before you accept either one, it’s important that you understand how they’re …

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The Federal FFELP and Direct (Subsidized and Unsubsidized) Loan has interest rates well below average and special repayment schedules. The money you borrow must be used for school costs including tuition, fees, books, supplies, and room and board.

2024年7月1日 · If your loans are subsidized, you are not responsible for paying the interest that accrues while you’re in school. If your loans are unsubsidized, you’re responsible for all the interest that accrues, even while you’re in school. Learn about the differences between subsidized and unsubsidized loans.

An unsubsidized loan borrowed through the Direct Loan Program offers undergraduate, graduate, and professional students a low, fixed interest rate and flexible repayment terms. You don’t need to show financial need to qualify.

2006年7月1日 · Unsubsidized Stafford Loans for Undergraduate, Graduate and Professional Students

Loan types include Direct Subsidized, Direct Unsubsidized, Direct Parent PLUS, Direct Graduate Student PLUS (GradPLUS) loans, and Direct Consolidation loans. These student loans have low interest rates and flexible repayment terms.

2024年7月1日 · Undergraduate Unsubsidized Stafford Loans with first disbursement date between 7/1/2024 and 6/30/2025 (Any Status) - Fixed: N/A: 6.53%: N/A: 6.53%: Graduate/Professional student Unsubsidized Stafford Loans with first disbursement date between 7/1/2024 and 6/30/2025 (Any Status) - Fixed: N/A:

Figuring out which student loan repayment plan is right for you is a little easier with Loan Simulator, our student loan repayment calculator. The tool helps you review different student loan repayment plans and compare estimated monthly payments, total paid over time, and more.