This chapter reviews the reasons for regulation and supervision of financial services. Regulation refers to the process of rule making and the legislation underlying the supervisory framework, while supervision refers to monitoring the behaviour of individual firms and enforcing legislation.

This study outlines the current financial supervisory architecture and highlights the key institutional changes post-GFC. This study builds upon previous FSI work on institutional arrangements for financial sector supervision5 and is based on a survey conducted between February and September 2017.

2023年4月27日 · Bank supervision at the federal level is carried out by three agencies: the Federal Reserve, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC). State banking agencies also supervise certain banks. Each agency supervises banks organized under different types of legal charters.

2020年6月1日 · Official supervision of financial institutions, associated with limits on financial activity, restrictions on market entry, and financial consumer insurance schemes, can alleviate market failures and improve capital allocation.

highlights the strategic and organizational challenges a supervisory agency faces when it shifts its overarching framework from compliance-management to risk control. And it provides an illuminating collection of innovative ideas, many of which could readily and usefully be translated into other regulatory settings. I heartily commend it to you.

2023年11月10日 · Financial Supervision involves overseeing, inspecting, and regulating financial institutions to ensure compliance with statutory requirements and preserve the integrity of the financial system. The European System of Financial Supervision (ESFS) harmonises supervision standards across Europe, which lessens the risk of national regulatory ...

2020年7月1日 · In this article, we discuss and analyse the main components of a digital financial supervisory system with supervisory technology (SupTech). This work offers a new SupTech definition and...

This paper starts with a review of the arguments in favor and against integration in financial sector supervision, as well as a summary of the advantages and disadvantages of separating central banking from supervisory responsibilities.

The European System of Financial Supervision is a multi-layered system of micro- and macro-prudential authorities that aims to ensure consistent and coherent financial supervision in the EU. It includes the European Systemic Risk Board, the three European supervisory authorities (EBA, ESMA and EIOPA) and the national supervisors.

2022年8月12日 · At year-end 2021, the Federal Reserve supervised six companies that own depository institutions but are significantly engaged in insurance activities. All six of these institutions were savings and loan holding companies. As of September 30, 2021, they had approximately $800 billion in total assets.