The amount of money from your retirement benefits (e.g. CSRS, FERS, Social Security), annuities from TSP and other savings, and any post-retirement earnings you entered are summed over the expected years in retirement.

Your retirement includes a portion computed under Civil Service Retirement System (CSRS) rules. FERS retirees under age 62 who do not fall into one of the categories above, are not eligible for cost-of-living increases until they reach age 62.

Calculate the premiums for the various combinations of coverage, and see how choosing different Options can change the amount of life insurance and the premiums. Evaluate how the life insurance carried into retirement will change over time.

FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement.

The Federal Ballpark E$timate can be used by employees covered by the Civil Service Retirement System (CSRS), CSRS-Offset, or the Federal Employees Retirement System (FERS) who plan to retire under the voluntary age and service rules.

Federal Ballpark Estimate - You can use the Federal Ballpark Estimate to automatically calculate estimates of future Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) retirement benefits and Thrift Savings Plan account balances. It will also let you know how well you are doing in meeting your savings goal.

If you leave Federal service before you meet the age and service requirements for an immediate retirement benefit, you may be eligible for deferred retirement benefits. To be eligible, you must have completed at least 5 years of creditable civilian service.

With this online calculator you can rapidly and conveniently: Determine the face value of various combinations of FEGLI coverage. Calculate the premiums for the various combinations of coverage, and see how choosing different Options can change the …

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

You can make a deposit for creditable Federal Employees Retirement System (FERS) service you performed before 1989 during which retirement deductions were not withheld from your pay. The deposit amount is, generally, 1.3% of salary plus interest.