Whether you and your friends are all chipping in on a special gift for the birthday party, or you're getting paid back for covering the bill at brunch, sending money with Zelle ® means the money goes directly into your banking app.

Move money in a few taps with Zelle®. Get a closer look at how to connect your bank account and send money with just an email address or mobile number.

Safely send or receive money using Zelle. To get started, search for your bank or credit union to see if you already have Zelle in your bank’s mobile app or online banking. You can also download the Zelle app to send and receive money quickly.

You can send, request, or receive money with Zelle ®. After you’ve enrolled, simply add your recipient’s email address or U.S. mobile number, the amount you’d like to send or request, review and add a memo, and hit “confirm.”

Follow the instructions provided on the page to enroll and receive your payment. Note: Make sure you check that the email address or U.S. mobile number that you provided to the sender is enrolled with Zelle ®.

1To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur in minutes. Check with your financial institution.

Enroll your mobile number and Visa ® or Mastercard ® debit card so you can start sending and receiving money.

Zelle ® is a convenient way to send and receive money with friends, family and others you trust through your bank or credit union’s mobile app or online banking.

Learn how to use Zelle® and get answers to frequently asked questions about the service.

Here’s how receiving money with Zelle® works: First, make sure you’re enrolled with Zelle ®. If you’re not, visit enroll.zellepay.com, and follow the steps to enroll. Second, know the email or U.S. mobile number you enrolled with Zelle ®. If you aren’t sure what email or mobile number you enrolled, check with your bank.