According to a new report, January saw a positive shift in seller activity despite recent hikes in mortgage rates, with the number of newly listed homes up month-over-month, potentially marking “a turning point in the high mortgage rate-induced standoff between buyers and sellers,” according to Danielle Hale, Chief Economist at Realtor.com.

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3 天之前 · Despite consumers’ growing concerns about affordability, overall housing sentiment is slightly higher. This is according to a recent Fannie Mae report. Following a modest decline last month for the first time since July, the Fannie Mae (FNMA/OTCQB) Home Purchase Sentiment Index (HPSI) rose 0.3 ...

2025年1月6日 · According to a new study from Redfin, a household making a median U.S. income of $83,782 in 2024 would’ve had to spend 41.8% of their earnings on monthly housing costs if they bought a $429,734 median-priced U.S. home.That’s a slight improvement from 42.2% in 2023, but is considerably less affordable than the typical share of 30% or lower recorded throughout the 2010s.

3 天之前 · This article originally appeared in the February 2025 edition of MortgagePoint magazine, online now.. California’s wildfires, which were still burning as this issue went to press at the end of January, are expected to have significant impacts on government housing-related programs, the insurance market, housing affordability, and delinquencies, with many of the effects reaching far beyond ...

4 天之前 · According to the 2025 Rental Affordability Report published by ATTOM, in over half of county-level markets nationwide, owning a home is more cost-effective than renting a three-bedroom apartment.The survey showed that the ordinary American worker still finds it tough to own or rent, typically spending between 25 and 60 percent of their income.

5 天之前 · According to the most recent quarterly report from the National Association of Realtors (NAR), home prices increased in nearly 90% of metro markets (201 out of 226, or 89%) in Q4 of 2024, while the 30-year fixed mortgage rate varied between 6.12% and 6.85%. Compared to 7% in Q3, some 14% of the 226 metro regions under observation had double-digit price increases within the same time frame.

2025年1月23日 · According to Redfin, the median U.S. monthly housing payment is $2,686, the highest level in nearly seven months, as of the four weeks ending January 19.Housing costs are high because of rising mortgage rates and home prices: The weekly average mortgage rate is currently 7.04% (according to Freddie Mac), the highest level since May, and the median U.S. home-sale price is up 5% year-over-year.

2025年1月13日 · MortgagePoint surveys a panel of economists and industry experts about where the housing market and mortgage industry will be headed in a new year and under a new incoming president. (This piece originally appeared in MortgagePoint magazine.)

2024年12月13日 · "Important factors common among the top performing markets in 2025 include available inventory at affordable price points, a better chance of unlocking low mortgage rates, higher income growth for young adults, and net migration into specific metro areas," said NAR Chief Economist and SVP of Research Lawrence Yun.