A good rule of thumb is to keep your credit utilization ratio below 30%; however, keeping it in the single digits is even ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Boosting your credit score is key to getting the best loan rates and financial products. A credit score is nothing but a ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

How long it takes for your credit score to improve after paying off debt depends on your credit. It generally takes a few ...

Credit utilization is the ratio of your overall credit balances (the amounts you currently owe to various lenders) to your credit limit (the maximum amount you’ve been approved to borrow).

Having multiple cards allows you to maximize your rewards for different types of spending, improves your credit utilization ratio, and provides backup options in case one of your cards is lost or ...

Asset utilization ratio -- also known as sales-to-total-assets (S/TA) ratio -- is often overlooked by investors, but it is an important indicator in growth investing. This metric shows how efficiently ...