The fallback interest rate is then between 6.17% to 0.15% APY for balances over $1,000, so you'd want to keep the rest of your balance in a savings account offering a more promising APY.

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If you have an account balance above $1,000, the interest rate drops to 0.15% APY. This account doesn't charge monthly service fees. To open the Digital Federal Credit Union Primary Savings ...

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