It might be time to write a credit dispute letter if your credit report lists: Inaccurate account status information. For example, your credit report shows you had a late payment when, in fact ...

While they’re sometimes called 609 dispute letters or credit dispute letters, a 609 letter isn’t actually a dispute. It’s a ...

It starts with phone calls and letters, but over time ... or options to challenge the validity of the debt. So can you dispute a debt that has been sold to a debt collector — and if so, how ...