Car insurance companies consider motorists with a history of accidents, speeding tickets or DUI convictions high-risk drivers — and charge them some of the highest rates of any demographic.

Further, the interest on this contract covered the insurance risk. In early U.S. history, entrepreneurs established the first insurance company in South Carolina in 1732 to provide fire coverage.

Some experts fear that, unless important reform is implemented, high-risk areas of these states might eventually become uninsurable. One radical solution to the U.S. insurance crisis could be to ...

Inherent risk is a form of raw risk. This type of risk is any that occurs naturally due to a factor other than a failure of internal control. In a financial audit, inherent risk is most likely to ...

Definition: A risk that conforms to the norms and specifications of the insurance policy in such a way that the criterion for insurance is fulfilled is called insurable risk. Description: There are ...

Our average car insurance rates by state analysis finds that Vermont is the cheapest state for full coverage car insurance. The cheapest states are: Drivers in Wyoming pay the least for minimum ...

The type of vehicle you insure impacts how much you spend on car insurance, especially if you’re buying collision and comprehensive insurance. Here’s a look at average car insurance costs for ...

Adverse selection in health insurance happens when sicker people—or those who present a higher risk to the insurer—buy health insurance while healthier people don’t buy it. Adverse selection can also ...

Download poster sets, covering topics like propaganda and the roles of individuals during the Holocaust, to use in your classroom. Are you an educator looking for resources for your classroom? Please ...

Every enterprise experiences risk. ISACA’s IT Risk Fundamentals Certificate and related training are ideal for professionals who wish to learn about risk and information and technology (I&T)-related ...