The idea of becoming a 401 (k) millionaire may seem unrealistic to some. After all, most people just don't seem to earn ...

The average retirement plan participants between the ages of 45 and 54 had an average balance of $168,646 in 2023, according to Vanguard.

Whether you're self-employed now or plan to start a small business in retirement, a Solo 401(k) is an ideal way to keep your investments flowing. Here's how.

If you want to get the most out of your 401 (k) account, you obviously need to contribute money of your own. But you also ...

There is an unprecedented surge of newly defined contribution plans—especially 401 (k)s. According to a Cerulli report, it’s ...

Given the plans' valuable tax breaks ... Research shows that about one quarter of 401(k) participants don't contribute enough to qualify for the maximum matching contribution from their employer.

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

The same research team that documented the impact of auto-enrollment and auto-escalation in 401(k) plans has returned to ... are helpful — and they do little harm — but the magnitude of ...

For many older workers, especially those who are now nearing retirement, this can represent a key opportunity to bolster ...

Are you going back to work after retiring? These are some of the financial strategies that can maximize your nest egg.

To initiate a rollover, contact your 401(k) plan administrator to request a withdrawal form. You may also be able to do so online. Specify that you want to complete a direct rollover to an IRA.