Having children is one of the biggest decisions you get to make in your lifetime. Sadly, not everyone chooses to become a parent for the right reasons. Of course, children are a source of love ...

4: Reading helps with behavioral and social-emotional development. Through books, children will see characters who may be going through emotions and experiences they’ll have themselves, and they can ...

The main reason it is often more efficient to give at death is because capital assets “step up.” That means if I buy a stock for $10 and it goes to $90, my kids can inherit that stock at $90 ...