JLco - Julia Amaral / Getty Images Do you have a traditional 401(k) plan? If so, then you’re familiar with the advantages of saving for retirement with pretax dollars. You probably also know ...

With pensions at a premium and the future of Social Security increasingly insecure, most turn to the most common types of retirement savings plans: 401(k) plans and investment retirement accounts ...

The 401(k) system, introduced in 1978, is showing its age and grappling with significant challenges. Currently, only about 50% of workers have access to these plans through their employers ...

For perspective, though, Fidelity says that during the third quarter of last year, U.S. employers chipped in an average of $1,240 into their employees' 401(k) plans compared to $2,350 worth of ...

1. Integrate With Your Financial Plan: Coordinate withdrawals with other income sources and tax strategies. The DRA along with the 401(k) can enhance your financial picture. Strategic thinking can ...

There are some big benefits of moving your 401(k) money into an IRA instead of rolling it into a new 401(k). For one thing, you can do this if your new company does not offer a 401(k).

It took nearly 50 years, but half of private-sector workers are saving in 401(k)s for the first time. Long after workplaces started using these retirement plans in place of traditional pensions ...

Americans like their 401(k) plans just the way they are, according to new research, which finds that a strong majority disagreed with proposals to remove or reduce tax incentives for retirement ...

But if you have money in a 401(k) plan, you might consider borrowing against its balance in the form of a 401(k) loan. And that’s not automatically a terrible idea. But it could also be more ...