California's new SB 1286 amendment broadens the Rosenthal Fair Debt Collection Practices Act, extending certain consumer protections to individuals with commercial debt under $500,000. Creditors, ...

CFPB says that in 2022 there were 1.7 million adults in U.S. who were widowed in the past 12 months. Average age was 71 and ...

You can directly dispute debts with a debt collector by requesting debt validation within 30 days of first contact. To do ...

If you're behind on debt payments, your lender might send you to collections. And while the harassing phone calls and ...

Confirm the debt is yours. Before taking any action to pay off a debt in collections, verify the debt belongs to you. Gather ...

The time it takes debt and derogatory marks to fall off your credit report depends on the type of debt or mark involved. In general, most debt will fall off your credit report after seven years, but ...

Creditors cannot have you arrested for credit card debt, but they can sue you for payment. If sued and you do not respond, a ...

An Ohio construction company that borrowed $170,000 from World Business Lenders and quickly defaulted on the loan has accused the ...

No, a debt collector cannot legally make false statements about your debt. Still, some debt collectors will resort to these ...

In this article, we share a timeline of our monthly "bites" for 2024 applicable to debt collection practices. Like 2023, the theme of 2024 was ...