While retirement brings financial freedom, it also raises an important question: Should your life insurance coverage continue ...

Shelby Fishman is an assistant editor for MarketWatch Picks. Previously, she served as an assistant editor for custom content at Barron’s Group. Shelby studied broadcast journalism at Southern ...

When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. A benefit to whole and universal life insurance policies is that you can ...

Cash value life insurance is permanent life insurance with an investment option. Cash value is that part of your policy that earns interest, like a savings account. Policyholders may be able to ...

Learn how life insurance works, if it's worth it, and if it's a good investment. Find the best type of life insurance for you and estimate how much life insurance you need.

In addition to a death benefit, whole life insurance policies also include a cash benefit portion. Every month, a small percentage of your premium goes into a cash value that builds interest over ...

Foresters is the best life insurance company with affordable term life insurance rates for seniors. The main reason for a senior to get life insurance is to cover their funeral costs or make sure ...

That breaks down to median face values of $162,000 for those with term life insurance and $75,000 for those with cash value life insurance. The average face amount of new policies purchased in ...

Employer-sponsored life insurance over $50K is taxed. The IRS considers excess coverage as imputed income. Imputed income ...

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and ...

Who's this for? Guardian is one of a few insurers that offer joint life insurance, with the cash value of its EstateGuard plan increasing after the first person dies. Policyholders can add ...