A new report from Morningstar recommends the safe withdrawal rate for retirees in 2025 is a mere 3.7% — a significant ...

But because you're depositing the funds into another tax-advantaged retirement account, you won't pay any early withdrawal penalty or taxes. The only caveat is you must deposit any 403(b ...

Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money they need to sustain an extended stay in retirement.

Can I withdraw my 401(k) if I get laid off? Learn your options, tax penalties and strategies to manage your retirement ...

Think about it. Imagine you retire with $2 million at age 65 and live until 90. That means you can spread that sum out over 25 years. If you retire at 55, that same sum will need to last 35 years. And ...

If you’ve been affected by a major disaster, such as the wildfires in California, you may be eligible to tap your retirement funds early and without a penalty. Here's how.

The amount you take out from your portfolio, while making sure you do not run out of money, will rarely be a ...

From return-to-office mandates to the reappearance of Schedule F, many feds may be finding themselves on a fast track to ...

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

One option for covering the shortfall is to take strategic early withdrawals above ... The 4% safe withdrawal guideline proposes that retirement savings can safely produce 4% income per year ...

Many people work hard to build up savings for retirement. But retiring with a nice-sized nest egg is only half the battle. It ...

What does our 2024 research reveal as the highest safe withdrawal rate? For many investors, 4% has traditionally been seen as the ideal retirement withdrawal rate. However, Morningstar researchers ...