Morsa Images / Getty Images Subsidized and unsubsidized student loans are offered as part of the United States Department of Education's Federal Direct Loan Program. If you’re eligible for them ...

Nearly 44 million Americans have student loans, the majority of which is federal debt, or loans funded by the U.S. Department of Education. And the vast majority of that debt — close to $1.5 ...

What are the four types of federal student loans? The U.S. Department of Education currently offers direct subsidized loans, direct unsubsidized loans, direct PLUS loans, and direct consolidation ...

Most undergraduate borrowers qualify for a combination of subsidized and unsubsidized loans. Subsidized loans are not available for graduate or professional students. Because eligibility is based on ...

Interest begins to accrue when you enter repayment. This loan is available to undergraduate students only. Federal Direct Unsubsidized Loan The Federal Direct Unsubsidized Loan is a ...

You will need to repay subsidized, unsubsidized, and Direct Plus Loans. When you complete the FAFSA, your school may offer you any one of three types of federal loans: subsidized loans ...

Federal direct unsubsidized loans offer low fixed interest rates, and this type of loan isn’t credit-based and doesn’t require a co-signer. All eligible undergraduate borrowers qualify ...