After 23 years of connecting people around the world, Skype, the popular video-calling service, is shutting down. Microsoft, ...

That's where free music apps come in, with many platforms offering millions of songs (or radio stations and podcasts) at no cost. While the proliferation of music streaming apps has provided users ...

Read Less Budgeting apps, many of which are cost-free for the basic version ... the equivalent of around 100.3% of average earnings, according to The Money Charity. Using tech, such as a budgeting ...