A new report from Morningstar recommends the safe withdrawal rate for retirees in 2025 is a mere 3.7% — a significant ...

The rule provides a general guideline for how much to withdraw in retirement safely so you don't outlive your money. But that was in 1994, and it’s fair to ask whether his formula still holds up.

Steve Vernon, FSA, helps retirees make their money last for life. How much should you withdraw from your retirement savings in 2025 to help pay for your living expenses throughout the year?

Retirees, brace yourselves: The golden rule of retirement withdrawals just got a cold ... offering retirees a simple formula for how much of their nest egg they could withdraw each year in order ...

What does our 2024 research reveal as the highest safe withdrawal rate? For many investors, 4% has traditionally been seen as the ideal retirement withdrawal rate. However, Morningstar researchers ...

While you’ve probably figured out your retirement withdrawal strategies by this point, you should examine how $2 million compares to the average retiree before you get started. With a nest egg ...

The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a baseline safe starting withdrawal percentage for people who are just ...

Making the first retirement account withdrawal is like achieving most other financial milestones; it requires organization and planning. Planning ensures retirees withdraw with the intention to ...