They are simply thrilled at having achieved their goal of raising their score enough to get approved for their dream car. Their story should inspire others who may feel hopeless, but it’s not.

This should be fun. As a consumer writer with petrol coursing through my veins, I'm often scrolling through the list of dream car giveaways on BOTB, looking for the best deals on ticket prices.

Victor Silva’s dream car is a 1995 ... by remote control. “My plan was to have it ready for his first birthday, and it was ready, but he was bigger than the car,” said Silva.

This Redditor really wanted their dream car, so they worked hard to build up their credit score. The snowball method really does work for those who are feeling stuck with too much debt.