Discover the types of annuities, the pros, cons, and factors to consider in choosing one. Gain insights about the associated ...

Commissions do not affect our editors' opinions or evaluations. Indexed universal life (IUL) insurance ties cash value growth to market indexes, offering potential for higher returns than fixed ...

You might also be subject to a 10 percent penalty on withdrawals you make before age 59 ½. Some annuity contracts, typically fixed annuities and indexed annuities, offer guaranteed rates of return.

The marketing pitch usually goes something like this: Equity-indexed annuities give you the best of both worlds. Guaranteed return: As with a fixed annuity, you get the low-risk appeal of a ...

Indexed annuities are considered a medium-risk option ... “What Is an Income Rider on an Annuity? Explained.” ...

However, there is a product out there that can minimize risk while also providing growth potential and tax advantages: indexed annuities. With investing products in general, it's important to know ...

Fixed annuities: A fixed annuity guarantees a minimum rate of return that can be reset periodically or increase annually. Indexed annuities: An indexed annuity tracks an index like the S&P 500 and ...

They're complex: Equity-indexed annuities are very complicated investment vehicles, and they come in a wide variety of forms. Their complexity makes them extremely difficult for investors to ...

The index has been licensed by SILAC Insurance Company® (SILAC) for use in its fixed indexed annuity offerings ... Index for use in their fixed-index annuities offerings.” ...

Connect your firm’s forms to Morningstar’s database to automatically get the latest contract information, save time, and increase accuracy by avoiding manual reporting errors. Insurance ...