There are no criminal penalties for violation of the Fair Debt Collection Practices Act. It is enforced through civil suits brought by consumers against debt collectors. The Fair Debt Collection ...

Confirm the debt is yours. Before taking any action to pay off a debt in collections, verify the debt belongs to you. Gather ...

California's new SB 1286 amendment broadens the Rosenthal Fair Debt Collection Practices Act, extending certain consumer protections to individuals with commercial debt under $500,000. Creditors, ...

Debt collectors cannot discuss your debt with anyone other than you, your spouse (in some cases) or your attorney. They cannot leave messages with co-workers, relatives or friends disclosing that you ...

No, a debt collector cannot legally make false statements about your debt. Still, some debt collectors will resort to these ...

If you're behind on debt payments, your lender might send you to collections. And while the harassing phone calls and ...

In a recent decision, the U.S. Court of Appeals for the Sixth Circuit affirmed the dismissal of federal claims brought by a ...

Creditors cannot have you arrested for credit card debt, but they can sue you for payment. If sued and you do not respond, a ...

The Fair Debt Collection Practices Act (FDCPA) prevents bill collectors from threatening debtors with jail time but courts can send debtors to jail for unpaid child support. Creditors may have ...

In this article, we share a timeline of our monthly "bites" for 2024 applicable to debt collection practices. Like 2023, the theme of 2024 was ...

An Ohio construction company that borrowed $170,000 from World Business Lenders and quickly defaulted on the loan has accused the ...