The Capital One Kids Savings account is available for children under 18. If the child is under the age of 12 ... earn an APY of 3.10%. The account comes with a free ATM card that can be used ...

"The earlier kids understand money the better," Leak says. He says that his daughter, had her first debit card at age 12. By 13, she had her own investment account. You’d expect that from ...