When You Can Withdraw Money From a 401(k)? You generally must be at least 59 ... either $19,500 or $26,000 for 2021. If you do exceed it, the IRS might hit you with a 6% excessive-contribution ...

There are several circumstances when current employees can take 401(k) withdrawals, but you’ll need to meet certain criteria to avoid penalties when withdrawing funds early from your retirement ...