How much internet speed do I really need ... shouldn’t pay for “anything beyond 20 x 5” or in other words, 20 Mbps each for up to five data-hungry devices such as desktop computers, laptops ...

That clever "up to" language can be incredibly misleading when signing up for an internet plan. A quick speed test showed I'm currently getting 208 Mbps download and 20 Mbps upload. So ...

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